5 Best Crypto Interest-Earning Platforms in the USA

Share IT

The global interest rates are reducing and almost rounding off to zero which is why more people are turning to the crypto market in order to generate an additional income. It’s indeed a popular way to earn passive income via lending platforms and interest accounts.

In essence, crypto interest accounts help you earn interest on your bitcoin and other crypto and stable coins without actively trading them. The platform allows you to lend your cryptocurrencies to borrowers and earn interest on the cryptocurrency while you are at it. 

Here we have rounded up 5 crypto interest-earning platforms in the USA to watch out for in 2022!

Also Read: How to get instant loans and up to 12.3% interest on cryptocurrencies.

Crypto Interest-Earning Platforms in the USA


5 Best Crypto Interest-Earning Platforms In The Usa

Coinbase is the world’s second-largest cryptocurrency exchange and one of the finest cryptocurrency exchanges in Canada, allowing customers to trade 150+ cryptocurrencies.

Aside from the custodial wallet, Coinbase provides a self-hosted crypto wallet that is widely regarded as the most secure mobile wallet in the crypto world, allowing you to keep your private keys on your mobile device while maintaining full control over your crypto assets.

The Coinbase Wallet is separate from the Coinbase exchange, and you do not need to sign up for an account to utilize it.

Also Read: Binance vs Coinbase: Which is the best?


Nexo is based out of London and offers a wide array of products. Its main product is an interesting account where users can earn interest on either their crypto or fiat asset. Nexo also offers crypto loans and Nexo Card, which is a debit card granting users access to Crypto Credit Line, allowing them to spend without selling their crypto.

Nexo is on a mission to replace the traditional banking system and maximize the value of digital assets by offering innovative and tax-efficient crypto products that provide high yields. Currently, Nexo supports 18 crypto assets and a host of fiat currencies like the Pound Sterling. It is an excellent crypto wallet to consider and offers up to 12% APY for hodlers who choose to earn in Nexo tokens.

5 Best Crypto Interest-Earning Platforms In The Usa

Also you may read: Nexo Card Review: Is It the Best Crypto Card?


Crypto.com offers digital currency products and services including crypto interest account. it is available in 49 states in the USA. The platform was launched with the idea of increasing the adoption of crypto and making it easy to access by individuals. The platform has over 1 million users on its platform and is a good alternative to traditional financial services. The company has an application that allows you to buy, sell, store, spend, earn, and even loan cash with crypto. Users can earn UPTO 8.5% on cryptocurrency and up to 14.5% on stablecoins with Crypto.com. Thus, users can simply deposit their preferred digital assets to the app and start earning interest on them.

The interest earned is credited to the user’s wallet every 7 days and paid in the same currency as the deposit. For instance, if you deposit in ETH, your interest will be paid in ETH. Crypto.com also has a native token which the users can stake in order to earn higher interest rates.

Read our Crypto.com review to know more.


Also Read: Top 5 Crypto.com Alternatives To Earn Interest


CoinRabbit provides a number of borrowing solutions to meet the needs of various consumers. Users can select either a collateralized or uncollateralized loan. Users can borrow up to 80% of the value of their bitcoin assets with a collateralized loan, while users can borrow up to $5,000 without the requirement for collateral with an uncollateralized loan.

The site accepts a variety of cryptocurrencies such as Bitcoin, Ethereum, Litecoin, and others. CoinRabbit also provides fixed-term loans, in which consumers may select the loan term and interest rate that best meets their needs.

Further, when compared to other cryptocurrency loan platforms on the market, CoinRabbit’s interest rates are competitive. Interest rates are set by market demand and supply and are modified on a regular basis.

5 Best Crypto Interest-Earning Platforms In The Usa


Another platform on our list of top 5 crypto interest-earning platforms in the USA is Binance. It is one of the best crypto trading exchanges globally that offers a variety of products for crypto investors and traders alike. The features offered by Binance bridges the gap between traditional fiat money and crypto. The platform is renowned for its trading products but has recently launched a way to earn interest on cryptocurrencies with the introduction of “Binance Savings”.

A crypto savings account helps you grow your wealth by earning interest on your crypto which is stored in a cold storage wallet on the platform. The assets deposited by you are lent to margin traders on the platform who pay interest in return for borrowing your funds. The Binance savings account supports a wide range of lending options from popular coins like BTC to Binance USD (BUSD) and others.

Users can either choose from a Fixed Deposit or a Flexible Deposit that provides different interest rates. The flexible deposit enables you to withdraw funds at any time at a variable rate. Traders who want to earn interest on their crypto holdings can deposit with Binance.

Read our Binance Review to know more.

Binance Interest Rates
Binance Interest Rates

Also Read: 6 Best Bitcoin Savings Account


Cryptocurrency investors can grow their wealth by taking advantage of crypto lending platforms to earn passive income through the interest earned on crypto and stable holdings. If you have been holding on to your digital assets and wish to put them to work then a crypto interest-earning platform is a great way of utilizing your coins.

Also read

Share IT
Sanskriti Gupta
Sanskriti Gupta

Get Daily Updates

Crypto News, NFTs and Market Updates

Can’t find what you’re looking for? Type below and hit enter!