Various centralized exchanges such as Binance, KuCoin, Cex.io, etc., allow you to buy crypto with credit card. Before selecting any arbitrary website, make sure you know a few things about these top platforms from our list. This will help you have a good understanding of your choice and help you in making a better decision.
We have added screenshots of the websites and their links which will help you easily visit the website. Further, the images of the homepage will help you identify real websites and avoid phishing sites.
Summary (TL;DR)
- Among some of the leading exchanges in the world that support buying crypto with a credit card is Binance.
- Found in 2015, Changelly is a pretty decent website to buy cryptocurrency with a credit card.
- Cex.io is a super attested platform that lets you buy crypto with credit card.
- Bitfinex is identified to be associated with some of the oldest sites to buy BTC with credit card.
- Buying bitcoin and other cryptocurrencies is pretty convenient on OKEx. This online portal helps the traders to purchase BTC quickly through Master Card and Visa Card.
- You can rely on Paxful for buying cryptocurrency with a credit card. Unlike many exchange platforms, it offers P2P (peer-to-peer) trading for investors to buy and sell diverse cryptocurrencies conveniently.
- Coinmama is also recognized as one of the oldest exchange platforms to buy crypto with credit cards.
- Bitpanda can be a terrific choice to buy bitcoins and various other cryptos with credit card.
- Bittrex is one of the pre-eminent sites to buy crypto with a credit card. In addition, you can deposit money with a credit card at low fees.
Table of Contents
Binance
Binance is the best choice for anyone who is looking to buy crypto with credit card. Its supports buying crypto through Visa and Master Card channels. Binance takes additional help from third-party payments such as Simplex, Koinal, Paxful, and Banxa.
If you are a new cryptocurrency user, we suggest Binance as the best platform as it offers zero fee trading, freedom from wallet maintenance, fast transactions and real time pricing.
Further, as many investors prefer Binance over other trading platforms, its liquidity is comparatively high. Security and protection of data is one of the best among all exchanges. Buying bitcoin with a credit card is super easy and quick with Binance.
There are about 0% to 2.5% trading fees on each credit card transaction. Besides, they charge about a 0.1% trading fee for all the proceedings. Furthermore, the platform offers its own crypto card, to learn more read the Binance card review.
To know more about Binance, go through the Binance review.
KuCoin
If you want to buy BTC with a credit card along with fiat currency options, KuCoin is the perfect choice for you. KuCoin tends to endorse both USD as well as EUR. Investors can access the payment with the help of a mobile application as well as a web page. Similar to Binance, the UX design of KuCoin is also notable.
KuCoin uses the third-party platform Banxa that charges negligible fees on buying crypto with a credit card online.
Furthermore, this platform offers spot and margin trading according to the trader’s requirements. Considering the trading fees, they offer 0.1% upon each transaction, which is much lower than the usual market value. Furthermore, as soon as you buy BTC with a credit card, there are over 400 cryptocurrencies, such as 1inch, Dogecoin, and Ethereum, through which you can trade.
KuCoin is a reliable platform if you want to buy cryptocurrency with a credit card. It employs a dedicated security page which helps you know how your funds are safe with KuCoin.
To know more read our KuCoin Review.
Changelly
Found in 2015, Changelly is a pretty decent website to buy cryptocurrency with credit card. It was one of the few websites to support BTC with a credit card. The exchange charges about 0.5% trading fees upon each payment transaction.
With its primary and easy-to-use website features, investors find it trouble-free to trade coins. Apart from BTC, there are many other cryptos you can easily swap with another crypto on this website. Both credit cards and debit cards are accepted on Changelly adding to the convenience of the users.
Changelly is also accessible through a Android and iOS app. Also, along with purchasing cryptocurrency with a credit card, API trading is possible with the help of this portal. Talking about the UX design, end-users acknowledged it pretty well. Changelly has high liquidity when it comes to trading crypto. Moreover, It is a safe and reliable portal that you can choose when buying crypto with credit card.
To know more, read our Changelly Review.
CEX.io
CEX.io is a super convenient platform that lets you buy crypto with credit card. However, the trading fees are a bit elevated as compared to other exchange platforms. The exchange platform charges up to 4% fees on buying crypto with credit/ debit cards. Further, the client service provided by the website is also excellent. CEX.io has a simple and user-friendly interface, which helps you buy bitcoin with a credit card.
Furthermore, the platform comes with many other features such as Spot trading, CFD Trading, Earn, staking, Crypto Loans, etc.
To know more read our CEX.io Review.
Bitfinex
Bitfinex is identified to be associated with some of the oldest sites to buy BTC with a credit card. Since 2012, this platform has been promoting purchasing all types of crypto with a credit card. Also, traders can use Visa/ Master Card through third-party payment gateways such as Xapo. Considering the fiat payments, this portal charges around 0.1% or at the minimum 60$. Furthermore, Bitfinex is available on both a mobile application as well as an internet site. The UX design of both iOS, as well as Android, is prominent.
This platform’s safety and protection are pretty distinguished that protect the essential data of investors. In addition to that, its trade volume is quite eminent among some leading cryptocurrency exchanges. Furthermore, you can also reserve your virtual currency like bitcoin on the site’s cryptocurrency wallet. But, it is always advised to store bitcoins in your hardware wallets.
To know more read our Bitfinex Review.
OKX
Buying bitcoin and other cryptocurrencies is pretty convenient on OKX. The exchange helps you to purchase BTC quickly through a Master/ Visa Card. You can also make the payment with the help of third-party processors such as Koinal and Banxa. In addition to that, you can buy different kinds of crypto apart from bitcoin. Also, the website is supported on iOS, Android, and Web, and they provide good 24×7 client support. Investors have received them amazingly about the UX designs, and there are no known significant faults.
Additionally, OKX offers excellent safety for its users. They have 0.1% fees on trades, which is pretty standard. However, you buy crypto with a credit card worth $500 or more and will not have to pay any fees. Lastly, the site has a spot, margin, futures, and options market to trade.
To know more, read our OKEx Review.
Paxful
Paxful is a peer to peer finance platform for trading cryptocurrencies. It is one of the leading companies in its domain and supports over 350 different payment methods. It has a userbase of 9 million. You can buy crypto with credit card in just a few simple steps. You just need to follow these simple steps.
- Choose cryptocurrency.
- Select Credit card as payment.
- Choose the amount.
- Select Offer Location.
- Click on Find
It will display a list of offers from which you can choose any offer and complete the transaction.
You can rely on Paxful for buying cryptocurrency with a credit card. The platform is secure and has a high reputation in the crypto community. The platform has a rating of 4.6/5 from nearly 33,000 users.
The navigation is easy and the platform is It is pretty easy to connect and buy bitcoin from other users. To make things more secure, it works through Escrow to protect your funds. In addition to this, the site assists its users in buying bitcoin on both the web and mobile.
To know more, read our Paxful Review.
Coinmama
Coinmama is a recognized as one of the oldest exchange platforms to buy crypto with credit card. This online portal was initiated in 2013, and since then, it has been pretty successful in helping investors trade according to their requirements.
Coinmama has just 5 simple steps to buy crypto. As soon as you login, you need to do the following things:
- Select your cryptocurrency and the fiat currency you would pay in.
- Choose your amount.
- Enter your wallet address.
- Choose your payment method as credit card. Other methods are Gpay, Apple Pay, SEPA, Swift, etc.
- Confirm your wallet address and receive your coins.
Furthermore, there is no limit to how many currencies you can trade. Coinmama supports the mobile version and the internet version as well. In conclusion, the website has received good appreciation from traders along with fantastic customer and client service.
To know more read our Coinmama Review.
Bitpanda
Bitpanda is a good choice to buy crypto with credit card. Just like many exchange portals, Bitpanda supports a Visa card, Master Card, and payments through third-party processors overly. In addition, they offer different kinds of payment methods to choose from. Apart from the local payment procedures, this platform supports USD, EUR, GBP, and CHF.
In addition to all of that, Bitpanda also has its in-house Visa card. Moreover, the site has very high liquidity and provides an easy-to-use interface. Also, many fiat currency deposits and withdrawals are available. Yet, you need to follow the KYC process to withdraw funds.
To know more read our Bipanda Review.
Bittrex
Bittrex is one of the best sites to buy crypto with credit card. In addition, you can deposit money with a credit card at low fees. Further, UX buying coins with a credit card is one of the best traits considering bitcoin exchanges. Their high-level security has had some fantastic reviews from users.
They charge up to 3% on international cards. To learn more, read Bittrex Fees.
Also, the platform is at hand on both web and mobile. Besides, the UX of their app makes it as easy to use like on a website. They have 0.20% fees on trades. Based on the trading volume fee, there are tiers of fees going down to 0%.
Overall, users have a good spot market here to trade coins. Therefore, the volume of trade is high, presenting good liquidity as well. In conclusion, the website has encountered good reviews along with 24×7 client support.
Conclusion
Buying cryptocurrencies with credit cards is a very easy task if you have the right platform in mind. If you are a beginner and would need absolutely easy purchase experience, we suggest Binance and KuCoin. Binance is great if you are lookin for zero fees trading and would not move funds out of Binance. For intermediate users, all of the platforms in our list are absolutely great. Advanced users can choose between
In recent times, many exchange platforms have emerged to provide the purchase of BTC with a credit card. However, many aspects need to be kept in mind while choosing the right platform according to your preferences. The details to check twice are trading fees, security and safety, personal data sharing, liquidity rates, transaction time, and availability. Lastly, portals, as mentioned above, are the top ten for buying crypto with a credit card.
Frequently Asked Questions
Is it possible to buy bitcoin with a credit card?
Yes, buying Bitcoin with a credit card is possible. It is actually quite easy on Binance, KuCoin, Paxful, etc.
How to buy bitcoins anonymously?
One way of staying anonymous is to use a prepaid credit card available easily at any supermarket or convenience store. Apart from that, you can then make use of this card to buy Bitcoins without providing any form of identification through sellers on LocalBitcoins or Paxful.
Is it legal to buy crypto with a credit card?
Users can purchase any crypto with the help of a Visa card or Mastercard credit card, but U.S. cardholders are subject to a 2.99% commission fee with a minimum purchase of $20.
Do credit cards charge to buy cryptocurrency?
At the moment, many credit card companies treat cryptocurrency purchases as cash advances and not product purchases. This means that when you buy bitcoin using your credit card, you will, unfortunately, subject yourself to a cash advance fee (which usually is 3% of the transaction).
Can you buy crypto with a credit card?
Yes, buying crypto with a credit card is one of the easiest things on the internet if you have the right information.
Where can I buy crypto without fees?
Binance charges no trading fees when you buy crypto in its platform. However, there is a fees when you move funds out of Binance.
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