There are various centralized exchanges such as Binance. KuCoin, Cex.io, etc., and decentralized exchanges such as SimpleSwap, that allow you to buy crypto with credit card. In this article, we’ve been through all nitty-gritty that you’d like to know before proceeding with one of the platforms.
- Among some of the leading exchanges in the world that support buying BTC with a credit card is Binance.
- Found in 2015, Changelly is a pretty decent website to buy cryptocurrency with a credit card.
- Cex.io is a super attested platform that lets you buy crypto with credit card.
- Bitfinex is identified to be associated with some of the oldest sites to buy BTC with credit card.
- Buying bitcoin and other cryptocurrencies is pretty convenient on OKEx. This online portal helps the traders to purchase BTC quickly through Master Card and Visa Card.
- You can rely on Paxful for buying cryptocurrency with a credit card. Unlike many exchange platforms, it offers P2P (peer-to-peer) trading for investors to buy and sell diverse cryptocurrencies conveniently.
- Coinmama is also recognized as one of the oldest exchange platforms to buy crypto with credit cards.
- Bitpanda can be a terrific choice to buy bitcoins and various other cryptos with credit card.
- Bittrex is one of the pre-eminent sites to buy crypto with a credit card. In addition, you can deposit money with a credit card at low fees.
Table of Contents
Buy Crypto with Credit Card: Binance
Among some of the leading exchanges in the world that support buying BTC with a credit card is Binance. Apart from accepting credit cards, Binance also supports buying crypto through Visa or Master card. Binance takes additional help from third-party payments such as Simplex, Koinal, Paxful, and Banxa.
Furthermore, as many investors prefer Binance over other trading platforms, its liquidity is comparatively excessive. Talking about security and protection of data, it is one of the largest exchanges, and with it comes industry-leading security. Moreover, buying bitcoin with a credit card is super easy and quick with Binance. To know more about Binance, go through the Binance review.
There are about 0% to 2.5% trading fees on each credit card transaction. Besides, they charge about a 0.1% trading fee for all the proceedings. Furthermore, the platform offers its own crypto card, to learn more read the Binance card review.
Buy Crypto with Credit Card: KuCoin
If you want to buy BTC with a credit card along with fiat currency options, KuCoin is the perfect choice for you. KuCoin tends to endorse both USD as well as EUR. Investors can access the payment with the help of a mobile application as well as a web page. Similar to Binance, the UX design of KuCoin is also notable.
KuCoin uses the third-party platform Banxa that charges negligible fees on buying crypto with a credit card online.
Furthermore, this platform offers spot and margin trading according to the trader’s requirements. Considering the trading fees, they offer 0.1% upon each transaction, which is much lower than the usual market value. Furthermore, as soon as you buy BTC with a credit card, there are over 400 cryptocurrencies, such as 1inch, Dogecoin, and Ethereum, through which you can trade. Moreover, KuCoin is a reliable platform if you want to buy cryptocurrency with a credit card. To know more read our KuCoin Review.
Buy Crypto with Credit Card: Changelly
Found in 2015, Changelly is a pretty decent website to buy cryptocurrency with a credit card. It was one of the few websites to support BTC with a credit card. The exchange charges about 0.5% trading fees upon each payment transaction. With its primary and easy-to-use website features, investors find it trouble-free to trade coins. Apart from BTC, there are many other cryptos you can easily swap with another crypto on this website. In this case, both credit cards and debit cards are accepted on Changelly, which is a big brownie point.
Furthermore, this platform is accessible through a mobile application and a web page to buy BTC and other types of crypto. Also, along with purchasing cryptocurrency with a credit card, API trading is possible with the help of this portal. Talking about the UX design, end-users acknowledged it pretty well. Also, Changelly has a high rate of volume when it comes to trading crypto. Moreover, Changelly is a safe and reliable portal that you can choose when buying bitcoin with a credit card.
To know more, read our Changelly Review.
Buy Crypto with Credit Card: CEX.io
CEX.io is a super attested platform that lets you buy crypto with a credit card. However, the trading fees are a bit elevated as compared to other exchange platforms. The exchange platform charges up to 4% fees on buying crypto with credit/ debit cards. Further, the client service provided by the website is also excellent. CEX.io has a simple and user-friendly interface, which helps you buy bitcoin with a credit card.
Buy Crypto with Credit Card: Bitfinex
Bitfinex is identified to be associated with some of the oldest sites to buy BTC with a credit card. Since 2012, this platform has been promoting purchasing all types of crypto with a credit card. Also, traders can use Visa/ Master Card through third-party payment gateways such as Xapo. Considering the fiat payments, this portal charges around 0.1% or at the minimum 60$. Furthermore, Bitfinex is available on both a mobile application as well as an internet site. The UX design of both iOS, as well as Android, is prominent.
This platform’s safety and protection are pretty distinguished that protect the essential data of investors. In addition to that, its trade volume is quite eminent among some leading cryptocurrency exchanges. Furthermore, you can also reserve your virtual currency like bitcoin on the site’s cryptocurrency wallet. But, it is always advised to store bitcoins in your hardware wallets.
To know more read our Bitfinex Review.
Buy Crypto with Credit Card: OKEx
Buying bitcoin and other cryptocurrencies is pretty convenient on OKEx. The exchange helps you to purchase BTC quickly through a Master/ Visa Card. You can also make the payment with the help of third-party processors such as Koinal and Banxa. In addition to that, you can buy different kinds of crypto apart from bitcoin. Also, the website is supported on iOS, Android, and Web, and they provide good 24×7 client support. Investors have received them amazingly about the UX designs, and there are no known significant faults.
Additionally, OKEx offers excellent safety for its users. They have 0.1% fees on trades, which is pretty standard. However, you buy crypto with a credit card worth $500 or more and will not have to pay any fees. Lastly, the site has a spot, margin, futures, and options market to trade.
To know more, read our OKEx Review.
Buy Crypto with Credit Card: Paxful
What is Paxful?
You can rely on Paxful for buying cryptocurrency with a credit card. Unlike many exchange platforms, it offers P2P (peer-to-peer) trading for investors to conveniently buy and sell diverse cryptocurrencies. You can choose from 300+ different crypto to trade. Although, there are high chances that you might not find all the preferred payment options to choose from.
When you consider the website’s interface, it is accepted well by the users. It is pretty easy to connect and buy bitcoin from other users. Further. it works through Escrow to protect your funds. In addition to this, the site assists its users in buying bitcoin on both the web and mobile.
To know more, read our Paxful Review.
Buy Crypto with Credit Card: Coinmama
Like Bitfinex, Coinmama is also recognized as one of the oldest exchange platforms to buy crypto with credit cards. This online portal was initiated in 2013, and since then, it has been pretty successful in helping investors trade according to their requirements. Although, their fees might be a bit overpriced than other exchange platforms. The platform charges buying fees of UPTO 3.81% depending on your Loyalty Level. Also, you can buy crypto coins with the help of a Visa and Master Card similarly. Furthermore, you can also use GPAY/ Apple Pay to buy Crypto on Coinmana.
Furthermore, there is no limit to how many currencies you can trade. Coinmama supports the mobile version and the internet version as well. In conclusion, the website has received good appreciation from traders along with fantastic customer and client service.
To know more read our Coinmama Review.
Buy Crypto with Credit Card: Bitpanda
Bitpanda can be a terrific choice to buy bitcoins and various other cryptos with a credit card. Just like many exchange portals, Bitpanda supports a Visa card, Master Card, and payments through third-party processors overly. In addition, they offer different kinds of payment methods to choose from. Apart from the local payment procedures, this platform supports USD, EUR, GBP, and CHF.
In addition to all of that, Bitpanda also has its in-house Visa card. Moreover, the site has very high liquidity and provides an easy-to-use interface. Also, many fiat currency deposits and withdrawals are available. Yet, you need to follow the KYC process to withdraw funds.
To know more read our Bipanda Review.
Buy Crypto with Credit Card: Bittrex
Bittrex is one of the best sites to buy crypto with a credit card. In addition, you can deposit money with a credit card at low fees. Further, UX buying coins with a credit card is one of the best traits considering bitcoin exchanges. Their high-level security has had some fantastic reviews from users.
They charge up to 3% on international cards. To learn more, read Bittrex Fees.
Also, the platform is at hand on both web and mobile. Besides, the UX of their app makes it as easy to use like on a website. They have 0.20% fees on trades. Based on the trading volume fee, there are tiers of fees going down to 0%.
Overall, users have a good spot market here to trade coins. Therefore, the volume of trade is high, presenting good liquidity as well. In conclusion, the website has encountered good reviews along with 24×7 client support.
In recent times, many exchange platforms have emerged to provide the purchase of BTC with a credit card. However, many aspects need to be kept in mind while choosing the right platform according to your preferences. The details to check twice are trading fees, security and safety, personal data sharing, liquidity rates, transaction time, and availability. Lastly, portals, as mentioned above, are the top ten for buying crypto with a credit card. However, we’d suggest you go with a more popular such as exchange Binance and KuCoin as that would be the safer choice to buy crypto with a Credit card.
Frequently Asked Questions
1. Enter your payee information and select the crypto you would like to use.
2. Confirm your email address.
3. Send your crypto.
4. Done! you just paid bills in crypto. (Bill payments will be delivered in 2 – 4 business days.)
Is it possible to buy bitcoin with a credit card?
Purchasing bitcoin or more cryptocurrencies with the help of a credit card is possible. But it can be difficult and is not advised. This is because many big cryptocurrency exchange platforms, like Coinbase, do not accept credit cards.
How to buy bitcoins anonymously?
One way of staying anonymous is to use a prepaid credit card available easily at any supermarket or convenience store. Apart from that, you can then make use of this card to buy Bitcoins without providing any form of identification through sellers on LocalBitcoins or Paxful.
Is it legal to buy crypto with a credit card?
Users can purchase any crypto with the help of a Visa card or Mastercard credit card, but U.S. cardholders are subject to a 2.99% commission fee with a minimum purchase of $20.
Do credit cards charge to buy cryptocurrency?
At the moment, many credit card companies treat cryptocurrency purchases as cash advances and not product purchases. This means that when you buy bitcoin using your credit card, you will, unfortunately, subject yourself to a cash advance fee (which usually is 3% of the transaction).