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CoinJar is one of Australia’s oldest and most trusted crypto exchanges — operating since 2013, AUSTRAC-registered, backed by Boost VC and Digital Currency Group, and holding 90%+ of assets in cold storage via BitGo and Fireblocks. Free AUD deposits via PayID/Osko. Highly Commended for Best Crypto Trading Platform in the 2025 Finder Awards.
| 📊 Feature | Details |
|---|---|
| ⭐ Rating | 4.0 / 5 |
| Best For | Australian beginners and long-term BTC/ETH investors |
| Founded | 2013 (Melbourne, Australia) |
| Regulation AU | ✅ AUSTRAC-registered (AML/CTF compliance) |
| Award | 🏆 Highly Commended — Best Crypto Trading Platform, 2025 Finder Awards |
| Exchange Maker Fee | 0.00% (crypto-to-crypto and stablecoin pairs) |
| Exchange Taker Fee | 0.06% (crypto); 0.10% (AUD/fiat pairs) |
| Instant Buy Fee (App) | 1% standard; 2% via card/Apple Pay/Google Pay |
| AUD Deposit | Free — PayID, Osko, NPP, bank transfer |
| AUD Withdrawal | Free — to Australian bank accounts |
| Supported Assets | 200+ cryptocurrencies; Crypto Bundles available |
| Custody | BitGo + Fireblocks — 90%+ cold storage |
| CoinJar Card | ✅ Mastercard — spend crypto in-store globally |
| Also Available In | UK (FCA-registered), Ireland |
| 👉 Open CoinJar Account — Free AUD PayID Deposits → | |
Key Takeaways
- CoinJar is one of Australia’s longest-running crypto exchanges (since 2013) — AUSTRAC-registered, backed by institutional investors, and never experienced a major security breach. Highly Commended in the 2025 Finder Awards for Best Crypto Trading Platform in Australia.
- Free AUD deposits via PayID, Osko, and NPP — no cost to move money from your Australian bank into crypto. Free AUD withdrawals back to your bank. This makes CoinJar one of the most cost-effective AUD on/off-ramps in Australia.
- The CoinJar Exchange (accessed via browser within the app) has 0.00% maker fees for crypto-to-crypto trades and 0.06% taker — much cheaper than the main app’s 1–2% instant buy. Always use the Exchange for better rates.
- CoinJar Card (Mastercard) allows spending crypto holdings in-store at any Mastercard merchant. A real-world utility feature most Australian exchanges don’t offer.
- ⚠️ Only 200+ coins — significantly less than Swyftx (320+) or CoinSpot (530+). For altcoin variety, CoinJar falls short of Australian competitors.
CoinJar vs Australian Competitors
| Feature | CoinJar | Swyftx | CoinSpot |
|---|---|---|---|
| Coins | 200+ | 320+ | 530+ |
| Exchange Fee | 0.00%–0.10% | 0.60% spread | 0.10% spot |
| Instant Buy Fee | 1.00% | 0.60% | 1.00% |
| AUD Deposit | Free (PayID) | Free (PayID) | Free (BPAY/PayID) |
| Crypto Card | ✅ Yes (Mastercard) | ❌ No | ✅ Yes |
| AUSTRAC Registered | ✅ Yes | ✅ Yes | ✅ Yes |
| Founded | 2013 | 2018 | 2013 |
⚡ Bottom Line: CoinJar Australia is best for AUSTRAC-compliant long-term BTC/ETH investors who want free AUD deposits, very low Exchange fees, and a Mastercard for spending crypto. Its coin selection (200+) lags behind CoinSpot (530+) and Swyftx (320+) for altcoin hunters. For Australia’s best combination of price, safety, and coin variety, compare CoinJar with Swyftx before choosing.
⚠️ Risk Disclaimer: CoinJar is AUSTRAC-registered for AML/CTF compliance. Crypto assets are not protected by Australian government guarantee schemes. This is not financial advice.
