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📋 How We Review Prop Firms: CoinCodeCap evaluates prop trading firms across five weighted criteria: Payout Reliability (35%), Evaluation Fairness (25%), Pricing Value (20%), Platform & Tools (10%), and Support & Transparency (10%). We research payout histories, Trustpilot reviews, community feedback, and official rule documentation before scoring. All facts are verified at time of publication.
⚠️ Rules Changed July 2025: My Funded Futures completely overhauled its plan structure on July 22, 2025. The old Starter, Starter Plus, and Expert plans were replaced by Core, Rapid, and Pro. Activation fees were also removed. Any review or article that references “Starter” or “Expert” is describing the old structure. This review covers only the current Core/Rapid/Pro plans.
My Funded Futures launched in October 2023 and achieved 4.9/5 Trustpilot from 11,000+ reviews and 72,000+ active traders in just over two years — the fastest credibility build in modern futures prop firm history. The July 2025 overhaul (Core/Rapid/Pro, no activation fees) and the January 2026 Rapid plan upgrade to 90/10 split make it one of the most aggressively trader-friendly futures firms in 2026, second only to Tradeify in total cost efficiency.
⚡ TL;DR — My Funded Futures
US-based futures prop firm founded October 2023, CEO Matthew Leech. Futures only. Three plans: Core ($77/mo), Rapid ($129/mo, 90/10), Pro ($229/mo). No activation fees (July 2025). No daily loss limit. 25% pass rate. 4.9/5 Trustpilot (11,000+ reviews). Rapid plan upgraded to 90/10 split effective January 12, 2026.
- 📅 Founded: October 2023, USA — CEO: Matthew Leech
- 📊 Markets: Futures only — CME, CBOT, COMEX, NYMEX
- 💸 Plans: Core (80/20) · Rapid (90/10, upgraded Jan 12, 2026) · Pro (80/20, bi-weekly)
- ✅ No Activation Fee: Removed July 2025 — all plans
- 🚫 No Daily Loss Limit: All plans
- ⚡ Payouts: Rapid = daily eligible · Core/Pro = 5 winning days / bi-weekly
- 📈 Pass Rate: 25% (double industry average of ~10%)
- 🏆 Trustpilot: 4.9/5 — 11,000+ reviews · 72,000+ active traders
- 🖥️ Platforms: NinjaTrader · Tradovate · TradingView · Quantower · ATAS · Volumetrica
- ✅ Best For: Futures traders who want the highest Trustpilot-rated firm with no activation fees
Table of Contents
My Funded Futures at a Glance
| 📊 Feature | Details |
|---|---|
| ⭐ CoinCodeCap Rating | 4.7 / 5 |
| Founded | October 2023, USA — CEO: Matthew Leech |
| Best For | Futures traders wanting no activation fees, highest Trustpilot rating, daily Rapid payouts |
| Markets | Futures — CME, CBOT, COMEX, NYMEX |
| Plans (as of July 2025) | Core · Rapid · Pro |
| Activation Fee | ✅ None — removed July 22, 2025 |
| No Daily Loss Limit | ✅ All plans |
| Core Plan | $77/mo · $50K only · 80/20 · EOD drawdown · 5 winning days · $5K cap/cycle |
| Rapid Plan | From $129/mo · $50K–$150K · 90/10 (since Jan 12, 2026) · Intraday 4% drawdown · Daily payouts · $11,250 cap/cycle |
| Pro Plan | From $229/mo · $50K–$150K · 80/20 · EOD drawdown · Bi-weekly · $100K cumulative cap |
| Evaluation | 1-phase · 50% consistency · 2-day minimum · No DLL · No time limit |
| Path to Live Capital | 5 consecutive payouts → live account (September 2025 update) |
| Max Accounts | 10 total · 5 sim-funded simultaneously (50K/25K) · 3 for 100K/150K |
| Platforms | NinjaTrader · Tradovate · TradingView · Quantower · ATAS · Volumetrica |
| Pass Rate | 25% (published — double industry average) |
| Trustpilot | 4.9/5 — 11,000+ reviews |
| 👉 Start My Funded Futures — From $77/mo → | |
⚡ Bottom Line (Up Top): My Funded Futures is the highest-rated futures prop firm on Trustpilot (4.9/5, 11,000+ reviews) with the fastest credibility build in the space — from launch in October 2023 to 72,000+ active traders in two years. No activation fees, no daily loss limit, 25% pass rate (double industry average), daily Rapid payouts, and six supported platforms. The Rapid plan’s January 2026 upgrade to 90/10 makes it the best-value daily-payout plan in futures prop trading. The firm’s short operating history (2 years) remains the only meaningful caution flag.
What Is My Funded Futures?
My Funded Futures (MFFU) is a US-based futures prop trading firm founded in October 2023 by CEO Matthew Leech, who also operates MyFundedFX (a forex-focused firm). MFFU focuses exclusively on CME Group futures — ES, NQ, CL, GC, and all major contracts — using a one-phase evaluation with no activation fees and a simulated funded stage that leads to live capital after 5 consecutive payouts (September 2025 update).
The July 2025 plan restructure was the firm’s most significant update. Core, Rapid, and Pro replaced Starter/Expert with clearer differentiation: drawdown type, payout frequency, profit split, and payout caps differ meaningfully between plans. Any information predating July 2025 (referencing “Starter” or “Expert”) is outdated and should not be used as a reference.
Three Plans Compared (Current as of 2026)
| Feature | Core | Rapid | Pro |
|---|---|---|---|
| Monthly Fee (50K) | $77/mo | $129/mo | $229/mo |
| Account Sizes | $50K only | $50K–$150K | $50K–$150K |
| Profit Split | 80/20 | 90/10 (since Jan 12, 2026) | 80/20 |
| Drawdown Type | EOD trailing | Intraday trailing 4% | EOD trailing |
| Payout Frequency | Every 5 winning days | Daily eligible | Bi-weekly (14 days) |
| Payout Cap Per Cycle | $5,000 | $11,250 | No cycle cap |
| Total Payout Cap | — | $100K across accounts | $100K cumulative |
| Consistency Rule (Funded) | 40% (single day max) | None | None |
| News Trading | ✅ Allowed | ✅ Allowed | Check current terms |
| Best For | Cheapest entry — beginners | Daily payouts, 90% split | Bi-weekly, no cycle cap |
⚡ Expert Tip: For most active futures traders in 2026, the Rapid plan is the clear choice — 90/10 split (updated Jan 12, 2026), daily payout eligibility, and no consistency rule in the funded phase. The tradeoff is intraday trailing drawdown (4%), which is stricter than EOD. If you have a volatile trading style with intraday drawdowns, the Core or Pro plan’s EOD drawdown gives more session-by-session breathing room. Do not make more than $10,000 in a single day on Rapid — excess above that threshold is forfeited.
Key 2025–2026 Updates
| Date | Update | Impact |
|---|---|---|
| July 22, 2025 | Core/Rapid/Pro plans launched; activation fees removed; $100K payout cap | Major — old Starter/Expert structure replaced entirely |
| September 10, 2025 | Path to live account = 5 consecutive payouts (was 30 profitable days) | High — significantly faster path to real capital |
| January 12, 2026 | Rapid plan upgraded to 90/10 profit split (from 80/20) | High — Rapid is now the best-value daily-payout plan in the industry |
How We Rate My Funded Futures
| Criteria | Weight | Score | Notes |
|---|---|---|---|
| Payout Reliability | 35% | 4.7 / 5 | 4.9/5 Trustpilot (11K+ reviews), 25% pass rate, daily Rapid payouts, negative reviews almost exclusively about rule violations not withheld payments. Short 2-year track record is the only flag. |
| Evaluation Fairness | 25% | 4.5 / 5 | 1-phase, 50% consistency eval only (2-day min), no DLL, no activation fee. Rapid’s intraday drawdown in funded stage is the main structural risk. |
| Pricing Value | 20% | 4.8 / 5 | $77/mo Core (no activation) is the cheapest funded futures path. Rapid at $129/mo with 90/10 split and daily payouts is extraordinary value. |
| Platform & Tools | 10% | 4.5 / 5 | 6 platforms including Quantower, ATAS, Volumetrica (rare in the industry). NinjaTrader, Tradovate, TradingView all supported. |
| Support & Transparency | 10% | 4.3 / 5 | Excellent Discord and help center. CEO visible and communicative. Documentation inconsistency during plan transitions is a noted weakness — verify current rules on official site. |
| Overall: 4.7 / 5 | |||
Pros and Cons
| ✅ Pros | ❌ Cons |
|---|---|
|
|
MFFU vs Tradeify vs Topstep vs Apex
| Feature | MFFU Rapid | Tradeify Select | Topstep | Apex |
|---|---|---|---|---|
| Entry Cost (50K) | $129/mo · no activation | $103/mo · no activation | $150/mo + $130 activation | $35/mo + $130–$160 activation |
| Profit Split | 90/10 | 100% first $15K → 90/10 | 90/10 | 100% first $25K → 90/10 |
| Payout Speed | Daily | 5 winning days (Flex) | 5 winning days | Every 8 trading days |
| Drawdown (Funded) | Intraday 4% trailing | EOD (Select Flex) | EOD trailing | Intraday trailing |
| Consistency (Funded) | None | None (Select Flex) | 5 winning days rule | 50% consistency |
| Trustpilot | 4.9/5 | 4.8/5 | 3.4/5 | 4.0/5 |
| Founded | 2023 | 2022 | 2012 | 2019 |
Who Should Use My Funded Futures?
MFFU suits you if: You want the highest-rated futures prop firm by Trustpilot with no activation fees. You want Rapid: 90/10 split + daily payouts + no funded consistency rule. You use ATAS, Volumetrica, or Quantower — platforms most firms don’t support. You want to trade up to 10 simultaneous accounts. You’re comfortable with a 2-year-old firm based on its exceptional community and payout reputation.
Look elsewhere if: You need the longest track record — Topstep (2012) or Apex (2019) have deeper histories. You want 90/10 with EOD drawdown from day one — MFFU’s Rapid uses intraday trailing. You trade Forex or crypto — MFFU is futures-only. You want 100% profit split on first earnings — Tradeify‘s 100% on first $15K beats MFFU’s 90/10.
⚡ Bottom Line: My Funded Futures has earned its 4.9/5 Trustpilot rating in two years through genuine trader-friendly policies: no activation fees, no daily loss limit, 25% pass rate, Rapid daily payouts at 90/10 (upgraded Jan 2026), 6 platform options, and 5-payout path to live capital. The only honest caveat is the firm’s 2-year operating history — exceptional for its age, but shorter than established competitors. Start with Core ($77/mo) to test the system, then scale to Rapid for daily 90/10 payouts.
📝 Reviewed by the CoinCodeCap Editorial Team — Our prop firm reviews are researched and written by analysts with direct experience evaluating funded trading programs, payout structures, and challenge rule sets across 20+ firms. All scores are updated quarterly or when firms announce material changes.
FAQs
When did My Funded Futures change its plans?
July 22, 2025. The old Starter, Starter Plus, and Expert plans were replaced by Core, Rapid, and Pro. Activation fees ($149) were removed at the same time. The Rapid plan was upgraded from 80/20 to 90/10 profit split effective January 12, 2026. The path to a live account was shortened to 5 consecutive payouts (from 30 profitable days) in September 2025.
Which MFFU plan is best?
For most active traders: Rapid. 90/10 split, daily payout eligibility, no funded consistency rule — the best combination of payout speed and profit retention in futures prop trading. The catch: intraday 4% trailing drawdown is stricter than EOD. If your strategy has significant intraday swings, Pro (EOD drawdown, bi-weekly, no cycle cap) may fit better. Core is the right choice for beginners who want the cheapest path to a funded account.
How do I reach a live account at MFFU?
Complete 5 consecutive payouts across any of your sim-funded accounts. This became the requirement in September 2025, replacing the old “30 profitable days” rule. After 5 payouts, MFFU will contact you about transitioning to a live capital account. The transition is not automatic — MFFU reviews your trading record before approval.
Is there a daily loss limit at My Funded Futures?
No. All plans (Core, Rapid, Pro) have no daily loss limit — only the overall trailing drawdown applies. The EOD trailing drawdown on Core and Pro calculates at end of session. Rapid’s 4% intraday trailing drawdown updates in real time during the session. Do not exceed $10,000 profit in a single day on Rapid — amounts above that threshold are forfeited.
Related articles: Tradeify Review | Take Profit Trader Review | Apex Trader Funding Review | Topstep Review
