The world is transforming at a breakneck speed, and so are the ways of providing financial services to customers. Everyone wants to enjoy a hassle-free, seamless experience in one single place.
hi is a crypto platform that has been used by millions of users worldwide. What makes hi stand out from the rest? This platform focuses on maximizing the value for holders of their native token (HI). The platform is truly dedicated to becoming an exceptional next-generation, all-in-one version of company like Alipay, Revolut, PayPal, Coinbase, Tencent, and Robinhood. In this review article, you’ll get all the insights about this platform.
Table of Contents
- hi is the world’s fastest-growing global communities with 3.3 million members joined in less than one year.
- hi is providing members with an all-in-one platform for savings, investments, payments, and lifestyle benefits.
- The app combines the functionality of a crypto exchange with a next-generation digital bank
- HI is available on CEX like Bitfinex, Decentralised exchanges like Uniswap (ERC-20), and PancakeSwap (BEP-20).
- The platform is feeless except withdrawal charges and offers a seamless experience for financial services.
- It takes only 30 seconds to complete the sign-up. The most exciting part is that you can claim free HI as a reward every day.
- The native HI token is currently issued on ERC-20 Ethereum and BSC networks.
Lately, people were swayed by digital-only banks such as Revolut, and Robinhood as they were providing competitive services at lower costs in comparison to the traditional banks but now with Next-Gen crypto banking apps like hi, people can gain much higher yields.
hi app is here to make money for you.
hi app is here to make money for you. Unlike neo banks, hi intends to provide quality services such as savings, interest, payments along with crypto investments.
What is hi?
Founded in 2021 by Sean Rach, hi is the world’s largest community-powered, crypto banking app providing financial services to over 3.3 million members. Moreover, it offers daily free HI rewards, referral programs, and gamified products to encourage mass adoption.
Are regular banks competent enough to help you survive rising inflation?
One of the World Bank Group’s recent Global Economic Report mentioned that the world economy is simultaneously facing Covid-19 and global inflation that will continue to persist in the market for some time which is why you can’t solely rely on your regular banks anymore.
Why not earn high returns on your savings by investing in cryptocurrency?
Now, more people are shifting to the Next-Gen crypto banking apps because they want to increase their earnings. With a reliable crypto banking app like hi, you can truly increase the value of your money. They are offering products like earnings and staking that allow you to earn as much as 40% APY, plus up to 30% Membership Bonus on your savings! Moreover, hi gives you additional benefits such as free subscriptions to entertainment and learning services, travel & lifestyle perks.
hi Review: Crypto Banking
The fear of being duped makes crypto banking appear to be a scam, but to tell you the truth, it is not. Many people believe that crypto banking is complicated and not as secure as traditional banking. However, it’s just the opposite; crypto banking is more convenient and far better than what most regular banks offer.
hi Review: Key Features
- hi has partnered with many licensed institutions; European members will soon have an IBAN to make fiat deposits and withdrawals.
- Additionally, you can earn fixed-term earnings up to 40% APY with the option to deposit and stake your favorite Token for a lock-up period of 7 to 365 days into the earnings account.
- You can earn up to 11% APY on USDT and 5.5% APY on ETH with hi Flexible Earn. There are no hidden fees or minimum lock-up period for this.
- To ensure you enjoy a seamless experience, hi has introduced an instant transfer feature for cryptos that allows the members to directly send money instantly and absolutely for free across their favorite chat platforms like Whatsapp and Telegram.
- To directly integrate mobile wallets such as Apple Pay and Google Pay, a virtual card product known as the hi debit card will be issued for making offline and online payments.
- By using the Best Friend Bonus, you can earn an additional bonus of up to 10% when you refer friends to buy HI under the 4-year and 1-year daily release options.
hi Review: Products
- hi Play – GameFi
The app is set to become a dominant force in Play-to-Earn and GameFi space. hi Play is an interactive mobile gaming initiative launched by hi in which members can win flexible HI and earn passive income by playing games on the mobile portal. You can access all of the games directly through the hi web app and be paid in cash chips when you win, which are convertible into flexible HI. That makes sense, right!
- Purchase HI with Credit Cards
One can easily buy HI by selecting the option of “Pay with Cards”. However, there is a minimum purchase amount of USD 10 per transaction and a maximum threshold limit of USD 25,000 per transaction exceeding which you can make payments with crypto.
- hi Membership Benefits
One of the coolest things to mention about hi is that once you qualify for a membership tier, you get entitlement (on the basis of membership level) to the premium services on hi and lifestyle perks such as free Masterclass subscription, luxury hotel & travel perks and many more. The membership starts from basic 0 HI (hi Guest) to over 10,000 HI (hi Gold+) where you get most of the exclusive benefits.
- Claim Rewards & Incentives
Unlocking rewards on hi is much more fun and easy now. You just have to refer hi to friends and family and ask them to join and on completing KYC and staking crypto or HI worth a minimum of 25 USD, you become eligible to unlock (on a monthly basis) all the HI that you’ve claimed through daily rewards.
- Deposit USD via bank transfer
Tired of your regular bank, chill we’ve hi for you! See, you can transfer fiat into your hi account for free and receive USDT at true cost, 1:1 ratio, in your hi Flexible. Further, you can easily convert your USDT into other supported currencies using hi Convert. Wait there is more, now you can earn returns at 11% APY in-kind on USDT without any lock-up period with hi’s Flexible Earn!
hi’s Native Token: HI
- HI is a type of ERC-20 and BEP-20 token native to hi ecosystem.
- The token is currently issued on the Ethereum and BSC blockchains and will migrate to hi Protocol upon network launch.
- HI Token can be purchased directly via hi Web App or Mobile App.
- One can easily buy HI with crypto (BTC, ETH, USDT, USDC, etc.) or through credit cards.
How safe is hi to use when it comes to crypto banking?
To be precise, hi has taken a comprehensive approach to cybersecurity. The robust security technology continuously manages and mitigates the risk. Further, it has also secured insurance coverage of 30 million USD for custodied assets.
- Incoming and Outgoing assets: To prevent fraud and suspicious transactions, hi screens all funding transactions and payout requests. Besides, it also applies KYC/AML/CFT controls.
- Transaction Screening: Transactions above the threshold limit require manual approval. All the fiat and crypto transactions undergo screening processes via industry-leading AI and analytical tools.
- Intel SGX: hi uses Intel SGX hardware to protect the cryptographic material, the cryptographic algorithm, and the execution of sensitive parts of the software from insiders and hackers.
- Crypto Security: hi offers institutional-grade solutions such as multi-party computation (MPC) signature technologies and deploys a multi-layer security matrix to ensure the safety of members’ assets.
- Funding Address Authentication Network: To mitigate the risks associated with funding addresses, it automates funding address authentication and rotation. This helps ensure that our customers’ assets are protected from cyberattacks, internal colluders, and human errors.
How to contact hi support?
Note – The platform currently does not provide phone support with a live agent.
hi Review: Conclusion
Anyhow if you’re planning to shift to a crypto banking app, you should definitely go and check this out. Not only you’ll find irresistibly awesome deals on hi but it’s much simpler and easier than anything you can find on the internet. hi.com is yet in the development phase, but it is highly committed to providing better financial and fiat-crypto banking services to its members worldwide.
Besides this, the platform has rapidly established itself as one of the most significant communities in the global blockchain space, which is inspiring in itself. On a concluding note, people are looking forward to more platforms like hi that help them to earn more while providing a user-friendly experience.
Frequently Asked Questions
Is HI available for the citizens of the USA?
No, currently, US citizens are not authorized to buy HI. However, they are still entitled to all the benefits of being a hi member.
How can I trust hi.com?
hi will soon support both custodial and non-custodial wallets in the app. Plus, it also leverages multi-signature technology to ensure the safety of your funds.
Is the HI listed on any exchange?
Yes, the hi token is listed on Bitfinex. It is also available on some decentralized exchanges such as Uniswap and Pancakeswap.
What is the hi.com insurance policy?
hi has adopted a holistic approach to cybersecurity and is continuously managing and mitigating the risk. Further, it has also secured insurance coverage of 30 million USD for custody assets.