How to Install and Use the Dapper Wallet? | Flow Blockchain Wallet

Disclosure: Some links on this page are affiliate links. If you click and sign up, CoinCodeCap may earn a small commission at no extra cost to you. We’re upfront about Dapper’s biggest trade-off: unlike most wallets we cover, it’s custodial and requires KYC. That makes it a different kind of tool than a Ledger or Phantom — and we explain who it’s actually right for below.

How this guide was written: Cross-checked Dapper Labs’ current product pages, the official Flow developer documentation (including the November 2025 Account Linking tutorial), and Flow ecosystem coverage from third-party developers.

Dapper Wallet is the in-platform wallet built by Dapper Labs to power NBA Top Shot, NFL ALL DAY, UFC Strike, Gaia Marketplace, and a handful of other Flow-blockchain consumer apps. If you’ve bought an NBA Top Shot Moment with a credit card, you’ve already used a Dapper Wallet — it’s the bridge between mainstream payment methods (Visa, Mastercard, Apple Pay) and the Flow blockchain.

This guide explains what Dapper Wallet actually is in 2026, how it differs from every other wallet we review, who should use it, and how to set one up and move funds in and out.

⚡ TL;DR — Dapper Wallet in 2026

What it is: Custodial wallet built by Dapper Labs for Flow-blockchain consumer apps (NBA Top Shot, NFL ALL DAY, UFC Strike, Gaia, CryptoKitties).
Custodial means Dapper holds your keys. Different from Phantom, MetaMask, Ledger — Dapper Labs controls the private keys; you control the account credentials.
KYC required for full functionality. Identity verification is needed to deposit large amounts, to withdraw, and to use Account Linking with other Flow wallets.
Funding options: Credit/debit card, Apple Pay, Google Pay, bank transfer, USDC deposits on Flow or Ethereum.
Withdrawal options: USDC to Ethereum or Flow; wire transfer to US/UK/Canada bank accounts ($25 wire fee, $30 minimum).
Best for: Sports collectible buyers (Top Shot, NFL, UFC), CryptoKitties 2.0 (coming 2026), anyone who wants the credit-card-to-NFT path without managing seed phrases.
Skip if: You want self-custody, you object to KYC, or you’re holding Flow assets you’d rather move to a non-custodial Flow wallet (Blocto, Flow Reference Wallet) via Account Linking.

What “custodial” means here, and why it matters

Most wallets we cover at CoinCodeCap are non-custodial: you generate the seed phrase, you control the private key, no one else can move your funds. The trade-off is that if you lose the seed phrase, the funds are gone — there’s no help desk.

Dapper Wallet works the opposite way. Dapper Labs holds the private keys on your behalf. You log in with email + password (plus 2FA) the way you’d log into a centralized exchange. If you forget your password, Dapper can help you recover access. If Dapper’s servers go down or the company is acquired, your access flows through whatever continuity arrangement exists — you don’t have a seed phrase to take elsewhere.

This isn’t automatically bad. For consumer-facing NFT experiences, the custodial model removes the biggest single source of lost funds: lost seed phrases. The trade-off is the standard “not your keys, not your coins” objection. Dapper Wallet is closer in spirit to a Coinbase or Robinhood account than to a Ledger or MetaMask. Choose accordingly.

Dapper Wallet at a glance

Property	Detail
Wallet type	Custodial (hosted) wallet
Chain supported	Flow blockchain
Compatible apps	NBA Top Shot, NFL ALL DAY, UFC Strike, Gaia Marketplace, CryptoKitties (2.0 launching 2026)
Authentication	Email + password + 2FA (SMS or authenticator app)
KYC required	Yes, for deposits above limits, all withdrawals, and Account Linking
Deposit methods	Credit/debit card, Apple Pay, Google Pay, bank transfer, USDC (Ethereum or Flow)
Withdrawal methods	USDC to Ethereum or Flow wallet; wire transfer to US/UK/Canada bank
Withdrawal fees	$25 wire transfer; minimums: $3 ACH, $10 USDC, $30 wire
Account Linking	Yes — link Dapper to a Flow Wallet for use in non-Dapper Flow apps
Operator	Dapper Labs Inc., Vancouver, Canada
Visit Dapper Wallet →

The state of Dapper Labs and Flow in 2026

Honest context: NBA Top Shot’s trading volume in 2026 is a small fraction of its early-2021 peak, when Moments were trending on social media and Dapper Labs hit a $7.5 billion valuation. That bubble deflated in 2022, the company laid off significant portions of its staff in 2022 and 2023, and Top Shot trading volume has stabilized at lower (but still real) levels.

What’s still working in 2026: Flow blockchain itself is healthy — the Forte upgrade brought sub-cent transaction fees ($0.000179 average), 800ms finality, and MEV-resistant transaction ordering. Top Shot, NFL ALL DAY, UFC Strike are all still operating, with lower volume but stable platforms. CryptoKitties 2.0 is launching in 2026, bringing 300K+ Telegram users from CK: All The Zen onto a refreshed Flow experience. Account Linking shipped, letting users connect Dapper Wallet to a non-custodial Flow wallet for use across the broader Flow ecosystem.

What’s not: the 2023 Marrero ruling — a US federal judge ruled that NBA Top Shot Moments could be securities under the Howey test. The case continues; the ruling didn’t shut Top Shot down, but added regulatory uncertainty still hanging over the platform.

Setting up Dapper Wallet

Visit meetdapper.com and click “Continue to Dapper.”
Create an account with email and password, or sign in with a Google account.
Set a strong password. Because Dapper holds your keys, password security is the primary lock on your funds.
Enable 2FA immediately. Use an authenticator app rather than SMS — SMS is vulnerable to SIM-swap attacks.
Decide whether to complete KYC. You can use a Dapper Wallet without KYC for small purchases on Top Shot, but you’ll need it to withdraw, to deposit larger amounts, and to enable Account Linking.

Completing identity verification (KYC)

If you intend to withdraw any meaningful balance, Dapper requires KYC. The flow:

From the Security tab in settings, choose “Verify your identity.”
Select your country.
Choose an ID type (passport, driver’s license, government ID).
Upload a clear photo of the ID and a selfie for liveness check.
Complete the personal information form (name, address, date of birth).

Approval is usually within a few minutes to a few hours. Once verified, your deposit and withdrawal limits go up, and Account Linking becomes available.

Adding funds

From the Home screen, enter the dollar amount in the “Add funds to your wallet” section.
Choose a payment method. Credit/debit card, Apple Pay, Google Pay, or bank transfer (US/UK/Canada).
For USDC deposits, use the “Deposit USDC” flow and choose either Ethereum or Flow.
Confirm and complete payment. Funds typically arrive in seconds for cards, minutes-to-hours for bank transfers.

Withdrawing funds

Three withdrawal options, all requiring KYC:

USDC on Ethereum or Flow. Send to any wallet you control. The minimum is $10.
Bank wire to a US, UK, or Canadian bank account. $25 fee per wire, $30 minimum.
ACH to a linked US bank account. $3 minimum. Slower than wire (1–3 business days) but cheaper.

Account Linking

Account Linking is one of Dapper’s more important recent additions. It lets you connect your Dapper Wallet to a separate Flow wallet (Blocto, Flow Reference Wallet, or any FCL-compatible wallet) so you can use your NBA Top Shot Moments in third-party Flow apps without transferring them out of Dapper custody.

How it works: a third-party Flow app you sign in to with your “real” (non-custodial) Flow wallet can read your Dapper-held NFTs as a child wallet. You don’t need to move the Moment to use it in the new app. The Dapper Wallet remains the custody point; the Flow Wallet is the access point. The setup requires KYC on the Dapper side.

Where Dapper Wallet falls short

Custodial. Dapper Labs holds your keys. If the company has a security incident, an outage, or a regulatory issue, your access passes through them.
KYC barrier. If you object to ID verification on principle or by jurisdiction, large parts of Dapper Wallet are unavailable.
Limited use beyond Dapper-built apps. NBA Top Shot, NFL ALL DAY, UFC Strike, Gaia, CryptoKitties — these are the world. For the broader Flow ecosystem, you’ll want a non-custodial Flow wallet.
Wire transfer fees. $25 per wire is real money on small balances. USDC withdrawal is cheaper.
Regulatory overhang. The 2023 Marrero ruling on Moments-as-securities introduces uncertainty.

Alternatives

Blocto. Non-custodial Flow wallet, supports the broader Flow ecosystem and Account Linking with Dapper.
Flow Reference Wallet (FRW). Built by the Flow Foundation team. Non-custodial, browser extension and mobile.
Ledger + Flow. Hardware wallet support for Flow exists via Ledger.

Frequently Asked Questions

Is Dapper Wallet safe?

From a custodial wallet standpoint, yes — Dapper Labs has operated since 2017 without a publicly disclosed wallet-side security breach affecting user funds. The bigger risks are the standard custodial risks: regulatory action (the 2023 Marrero ruling on Moments-as-securities adds uncertainty), platform continuity (Dapper Labs had significant layoffs in 2022-2023), and the standard “not your keys, not your coins” exposure. For amounts you can afford to lose to platform risk, it’s fine. For larger holdings, withdraw to a non-custodial Flow wallet via Account Linking or USDC.

Is Dapper Wallet free?

Creating and holding a Dapper Wallet is free. You pay standard payment-processor fees on deposits (typically 3-5% for credit cards), and you pay withdrawal fees: $25 per wire transfer, $3 minimum for ACH, $10 minimum for USDC withdrawals. Buying NFTs on Top Shot or other Dapper-built apps has the platform’s own fees built in.

Can I use Dapper Wallet without KYC?

Partially. You can create a Dapper Wallet and buy NFTs on Top Shot without KYC, up to certain deposit limits. KYC becomes mandatory for: withdrawing any funds, depositing above the unverified limit, and enabling Account Linking. If you object to KYC, Dapper isn’t the right wallet — use a non-custodial Flow wallet (Blocto, Flow Reference Wallet) instead.

What’s the difference between Dapper Wallet and Blocto?

Dapper Wallet is custodial (Dapper holds your keys, KYC required, designed for Dapper-built apps like Top Shot). Blocto is non-custodial (you hold your keys, no KYC, designed for the broader Flow ecosystem). Account Linking lets you use both together: keep your NBA Top Shot Moments in Dapper Wallet while using Blocto to access third-party Flow dApps that read your Dapper holdings.

How do I move my NBA Top Shot Moments to another wallet?

Two paths: (1) Use Account Linking to make your Moments visible to a non-custodial Flow wallet without transferring them — Dapper keeps custody, but you can interact with the Moments through other apps. (2) Use the standard Dapper withdraw flow to transfer the Moment out of Dapper custody to a non-custodial Flow wallet you control. The second path requires KYC and is irreversible.

What is Account Linking on Flow?

Account Linking is a Flow blockchain feature that lets a custodial wallet (like Dapper) be linked to a non-custodial wallet (like Blocto or Flow Reference Wallet) as a “parent-child” account relationship. The non-custodial wallet can read and use assets held by the custodial wallet across third-party Flow apps, without the assets being transferred out of custody. It’s the bridge between Dapper’s consumer-friendly UX and the broader self-custody ecosystem on Flow.

Is Dapper Wallet available outside the US?

Yes. Dapper Wallet is available globally for account creation and NFT purchases, with the standard caveat that some payment methods (ACH, certain bank wires) are US-only. For users outside the US, the USDC withdrawal path is the primary off-ramp — withdraw USDC to a self-custodial wallet, then convert/spend from there. Wire transfers are also available to UK and Canadian bank accounts.

Bottom Line

The short version: Dapper Wallet is a custodial wallet built for one job: making Flow-blockchain consumer apps (NBA Top Shot, NFL ALL DAY, UFC Strike, CryptoKitties 2.0) accessible to users who don’t want to manage seed phrases. It does that job well. It is not a general-purpose crypto wallet, it is not non-custodial, and it requires KYC for full use. If you collect on Dapper-built platforms, the wallet is straightforward and works as advertised. If you want self-custody on Flow, use Blocto or Flow Reference Wallet, and link them to your Dapper account so your Moments can travel into the broader ecosystem. For everyone else, this isn’t the wallet you’re looking for; start with our best crypto wallets guide instead.

Reviewed by the CoinCodeCap editorial team. Last updated May 2026 to reflect Account Linking, the Flow Forte upgrade, the upcoming CryptoKitties 2.0 launch, and the post-2023 Marrero ruling regulatory environment.