4 Prop Trading Firms That Actually Pay Traders: Deep View

In the crowded world of proprietary trading firms, where flashy promises often outpace real results, standing out requires more than marketing hype—it demands proven payouts to traders worldwide. FundedNext, The5ers, Apex Trader Funding, and FX2 Funding rise above the rest as 4 Prop Trading Firms That Actually Pay Traders, backed by official payout records, generous profit splits up to 95-100%, and flexible challenges with no time limits or restrictive rules.

These firms have collectively disbursed hundreds of millions to funded traders, from rapid 24-hour guarantees to massive scaling potential up to $4M, empowering serious retail traders in forex, futures, and beyond to turn evaluations into sustainable profits without the pitfalls of unreliable competitors. Read on this 4 Prop Trading Firms That Actually Pay Traders to know more about each firm.

4 Prop Trading Firms That Actually Pay Traders: FundedNext, The5ers, Apex Trader Funding, and FX2 Funding

Payout & Trading Overview

Metric	FundedNext	The5ers	Apex Trader Funding History​	FX2 Funding History​
Profit Split (Max)	Up to 95%	80-100% (implied via scaling)	Not specified (high payouts emphasized)	Up to 95% (add-on)
Payout Frequency	24 hours guaranteed (+$1K if late)	Strict policy, trader stories	Quick payouts, monthly totals shown	Every 14 days (5 days add-on)
Payout Proofs	Rewarded traders section	Specific amounts: $15K-$42K+	$598M+ total since 2022	Zero missed since 2022
Max Account Size	Up to $300K	Up to $4M	Various plans (e.g., $50K+)	Up to $200K+
Drawdown Limits	10% max, 5% daily	Not detailed on home	Live trailing, no daily worry	10% fixed / 6% trailing options
Time Limits	No time limit in challenge	Not specified	As little as 7 days	No time limit, no min days
First Withdrawal	21 days	Post-funded	Prompt after eval	After first trade

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1. FundedNext: Industry Leader in Scale and Innovation

FundedNext positions itself as one of the industry’s most established proprietary trading firms, operating under GrowthNext F.Z.E., registered in the United Arab Emirates with additional operations in Cyprus. The firm has achieved remarkable milestones with over 125,000 funded accounts, 43,000+ rewarded traders, and more than $150 million in total rewards distributed.

FundedNext Key Features:

Account Sizes & Programs:

• Account sizes ranging from $6,000 to $300,000 (CFDs)
• Multiple challenge models: Stellar 2-Step, Stellar 1-Step, and Stellar Lite
• Recently launched FundedNext Futures for futures trading enthusiasts
• Maximum account scaling potential up to $300,000

Profit Sharing Structure:

• Industry-leading profit split up to 95%
• Guaranteed 24-hour payout promise with $1,000 penalty if delayed
• Average disbursement time of just 5 hours
• First withdrawal available after 21 days

Trading Conditions:

• No time limits on challenge phases
• 8% profit target for Phase 1, 5% for Phase 2
• Maximum loss limit: 10%
• Daily loss limit: 5%
• Minimum 5 trading days required
• News trading permitted
• Leverage up to 1:30

Platforms & Technology:

• Award-winning Match-Trader and cTrader platforms
• Raw spreads with low commissions
• 24/7 human support available
• Extensive payment options including M-Pesa, PayPal, Skrill, cryptocurrencies, and regional methods

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FundedNext distinguishes itself through its “Guaranteed Rewards” promise, paying traders an additional $1,000 if payouts aren’t processed within 24 hours. The firm offers comprehensive add-ons including Lifetime Reward 95%, 150% Reward, Double Up options, and No Minimum Trading Days modifications.The company has received multiple industry accolades including “Best Prop Trading Firm of The Year 2025,” “Best Prop Trading Firm Africa,” and “Best Trading Experience Award.

Also, you may read FundedNext: Review

2. The5ers: Veteran Trader-Focused Approach

The5ers operates as Five Percent Online Ltd., registered in Israel since 2016, making it one of the industry veterans with over eight years of operational history. The firm emphasizes fair play, transparency, and genuine trader development with over 1.6 million trading accounts created.

The5ers Key Features:

Account Sizes & Programs:

• Three distinct programs: HyperGrowth (1-step), High Stakes (2-step), and Bootcamp (3-step)
• Account sizes from $2,500 to $250,000
• Maximum scaling potential up to $4 million
• Unique program variety catering to different skill levels

The5ers Program Types:

Program	Account Sizes	Targets	Profit Split	Entry Cost / Notes
HyperGrowth (1-Step)	$5K, $10K, $20K	10% target6% stop-out, 3% daily pause	Up to 100%	$260 / $450 / $850
High Stakes (2-Step)	$2.5K – $100K	8% (Phase 1)5% (Phase 2)	80–100%	$22 – $545Budget-friendly
Bootcamp (3-Step)	$20K, $100K, $250K	6% per phase	—	Most affordableSkill-focused progression

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• Unlimited time limits across all programs
• Minimum 3 profitable days (scaling requires 3 days)
• 5% maximum daily loss
• 10% maximum total loss
• Leverage 1:30
• Industry-best spreads with competitive commissions

The5ers emphasizes educational resources with a comprehensive Academy offering free classes for all skill levels, weekly webinars, and masterclasses. The firm runs regular trading competitions, hosts global meetups and events, and maintains an active Discord community. Average payout time is remarkably fast at 16 hours, and the firm processes approximately 3,740 monthly payouts. The company operates with 350+ dedicated professionals across four global offices.

Also, you may read The5ers: A Brief Review

3. Apex Trader Funding – Simple one-step funding for futures traders.

Apex Trader Funding operates within the growing proprietary trading ecosystem, positioning itself as a performance-based capital access platform for futures traders seeking scale without deploying substantial personal capital. Its core proposition centers on a single-step evaluation model, emphasizing risk discipline and consistency over multi-phase challenges, reflecting an industry shift toward simplified qualification frameworks designed to attract high-volume and retail-professional traders.

Apex Trader Funding Key Features

• One-step evaluation process: Traders aim to reach profit targets without complex multi-stage hurdles.
• Profit splits: Traders receive 100% of the first $25,000 in profits and 90% beyond that.
• Regular payouts: Profit withdrawals occur every 8 days.
• No daily drawdown limit: Apex does not impose daily drawdown rules.
• Trading flexibility: Traders can trade full-sized futures contracts in both evaluation and funded accounts and are allowed to trade across holidays and news hours.
• Multiple accounts: Traders can hold up to 20 funded accounts simultaneously.
• Instruments: Futures contracts including equities, currencies, energies, metals, and more are supported.

Also, you may read 10 Best Forex Prop Trading Firms

Apex Trader Funding: Challenge Overview

Feature	Details
Evaluation Type	One-step evaluation process with defined profit targets and risk rules.
Profit Targets	Profit goals are set based on account size (e.g., $1,500 for 25K, $3,000 for 50K, etc.).
Minimum Trading Days	Traders must complete at least 7 trading days in the evaluation.
Drawdown Rules	No daily drawdown limits; trailing drawdown applies and must not be breached.
Trailing Drawdown	The drawdown threshold trails with account profits until the safety net is reached.
Contract Limits	Contract size limits apply until the drawdown threshold is surpassed.
Time Limit	No maximum time limit — traders may take as long as needed to qualify.
Transition to Funded Account	After meeting profit and day requirements without rule breaches, the evaluation converts into a Performance (funded) account.

Apex Trader Funding positions itself as a futures-focused prop firm offering a simple one-step evaluation, high profit splits, and flexible risk management through a trailing threshold. With features such as no daily drawdowns, frequent payouts, and the ability to trade full-sized contracts, news events, and holidays, the platform is designed for traders seeking funded capital with fewer restrictions. Overall, Apex presents a structured yet flexible funding framework for disciplined futures traders looking to scale their trading without using personal capital.

Also, you may read Apex Trader Funding: A Detailed Review

4. FX2 Funding: The Simple Prop Firm

Founded in November 2022 by David Dombrowsky, Jacob Scott, and Yoel Bender, the firm operates across 150+ countries with a mission centered on transparency and trader support. FX2 Funding serves as an intermediary, connecting undercapitalized traders with trading capital. FX2 Funding, LTD is registered in Saint Lucia, and its services are available in various global jurisdictions. As of now, the firm boasts a community of 7,000+ active members, aiming to cater to different trading styles, from scalping to swing trading.

FX2 Funding Key features

• Prop firm established since 2022
• Funding programs with multiple evaluation paths (1-Step, 2-Step, 1-Step Pro, Instant)
• Platforms: cTrader, DXTrade (TradingView integrated), Match-Trader
• Trade assets: FX, metals, indices, commodities, crypto
• Payouts guaranteed within 48 hours
• Choose payout frequency: bi-weekly (14 days) or every 5 days (with add-on)
• Profit split default 80% to trader, can be increased up to 95% at checkout
• No time limit to complete challenge
• Drawdown and profit targets set per program
• Retry evaluation with 10% discount
• Global trader support and community resources

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FX2 Funding – Challenge Overview

Aspect	Details
Programs Offered	2-Step, 1-Step Classic, 1-Step Pro, Instant Funding
Profit Target	Set per program (varies by account size & type)
Maximum Drawdown	10% of original equity
Daily Drawdown	4% (calculated daily)
Leverage (Evaluation)	Forex 1:100; Metals 1:30; Indices 1:25; Energies 1:10; Crypto 1:2
Time Limit	No time limit to complete evaluation
Minimum Trading Days	None
Profit Split After Funding	80% trader share (upgradable to 95%)
Payout Frequency	Every 14 days (standard) or every 5 days (with add-on)
Reset / Retry Discount	10% discount available
Evaluation Style	Single-stage + Verification
Platforms	cTrader, DXTrade, Match-Trader
Payout Processing	Payouts processed quickly (guaranteed within 48 hrs)

FX2 Funding is a trader-centric platform offering competitive scaling, progressive profit splits, and reliable payout processing. The platform is ideal for experienced traders looking to access capital without personal financial risk. With refunds on evaluation fees, diverse platforms, and a global reach (150+ countries), FX2 Funding offers a great deal of flexibility to traders at all levels.

Success on the platform depends on trader discipline and strategy. FX2 provides the infrastructure and funding, but profitability remains the trader’s responsibility.

Also, you may read FX2 Funding: Platform Review

4 Prop Trading Firms That Actually Pay Traders: FundedNext, The5ers, Apex Trader Funding, and FX2 Funding

Challenge Overview

Firm	FundedNext	The5ers	Apex Trader Funding	FX2 Funding
Challenge Models	Stellar 1-Step, Stellar 2-Step, Evaluation model	Bootcamp, High-Stakes, Hyper Growth	Evaluation accounts for futures traders	1-Step & 2-Step evaluation models
Profit Target	8% (1-Step) / 10% & 5% (2-Step)	Varies by program (e.g., Bootcamp staged targets, High-Stakes ~10%)	Varies by account size; fixed profit goal per evaluation	Around 8–10% depending on model
Maximum Daily Loss	5% (model dependent)	Program dependent; risk rules defined per model	No fixed daily loss; trailing drawdown model	Around 5% (model dependent)
Maximum Overall Loss	10% (model dependent)	Program specific overall drawdown limits	Trailing drawdown required	Around 10% or trailing option
Minimum Trading Days	No minimum (1-Step) / minimum days in some models	No strict minimum trading days in most programs	Minimum trading days required for evaluation	No minimum trading days
Time Limit to Pass	No time limit on most models	No time pressure to complete challenge	No strict time limit; pass once target hit	No time limit
Leverage	Up to 1:100 (forex models)	Up to 1:30–1:100 depending on program	Futures leverage based on contract & exchange	Up to 1:100
Trading Style Allowed	News trading, EAs, swing trading allowed (model based)	Swing trading & EAs allowed; rules vary by program	Futures strategies allowed per rules	EAs, news trading, swing allowed (per model)
Scaling Plan	Available after funding	Major scaling plans up to multi-million accounts	Multiple funded accounts allowed	Scaling available after funding

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4 Prop Trading Firms That Actually Pay Traders: Evaluation

FundedNext
FundedNext stands out for its multiple evaluation models and fast payout structure, including profit splits up to 95% and scaling opportunities beyond initial capital. Its official programs offer one-step and two-step challenges with flexible rules such as no strict time limits and bi-weekly payouts after funding. The firm is best suited for forex traders who want quick payouts, flexible evaluation options, and aggressive growth potential.

The5ers
The5ers differentiates itself through long-term capital scaling programs that can grow funded accounts up to multi-million dollar levels. Its official challenge models focus on consistency and risk management rather than short-term profit targets, with structured scaling plans and bi-weekly payouts. The5ers is best suited for disciplined, long-term forex traders aiming for stable income and gradual capital growth.

Apex Trader Funding
Apex Trader Funding specializes in futures trading evaluations with a simple profit-target-based system and trailing drawdown rules. The firm offers multiple funded accounts, weekly payout eligibility, and scaling through consistent performance. Apex stands out for its focus on futures traders rather than forex. It is best suited for futures traders who want access to multiple funded accounts and frequent payout opportunities.

FX2 Funding
FX2 Funding offers one-step and two-step evaluation models with competitive profit splits, no time limits on challenges, and flexible trading conditions including algorithmic and news trading (as per program rules). Its official structure emphasizes straightforward funding and scaling after consistent performance. FX2 Funding is best suited for forex traders seeking flexible evaluation rules and high profit-split potential with moderate challenge difficulty.

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Conclusion

FundedNext, The5ers, Apex Trader Funding, and FX2 Funding stand out as prop firms with structured evaluation models, transparent payout systems, and clear scaling opportunities based on their official offerings. Each firm caters to different trading styles—ranging from long-term forex consistency and fast-payout models to specialized futures funding—making them suitable for traders with varied goals and experience levels. Choosing the right firm ultimately depends on a trader’s preferred market, risk management discipline, and income expectations, but all four provide credible pathways for traders seeking funded accounts and real profit-sharing opportunities.

Frequently Asked Questions