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⚠️ See Uphold Main Review: This article covers the Uphold Card specifically. For the complete Uphold platform review including the card details, fees, and 2025 updates (including the US debit card relaunch with 6% XRP rewards), see our main Uphold Review.
Uphold Card — Quick Summary
Uphold relaunched its US Visa debit card in October 2025 after pausing the previous US card program in March 2023. The new card lets you spend any of 300+ supported assets (crypto, fiat, metals) and earn XRP cashback. Two tiers: Essential (free, up to 4% XRP back) and Elite ($99.99/year, up to 6% XRP back). No ATM or foreign transaction fees on Elite. Works with Apple Pay and Google Pay.
UK users have the Optimus Mastercard — also 0% foreign transaction fees, spend any Uphold-held asset anywhere Mastercard is accepted. Staking reinstated in UK in February 2025 following UK’s updated Financial Services and Markets Act allowing crypto staking.
For the complete Uphold platform review with fee details, supported assets, and security analysis: Uphold Exchange Review →
⚠️ Risk Disclaimer: Card rewards and fees may change. Not available in Canada. US/UK regional restrictions apply. This is not financial advice.
