Yield App Review – Earn up to 12% interest on Crypto?

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Using a DeFi platform offers the chance to earn high interest on your crypto without intermediaries and keep complete control of your assets.


  • Yield App is a DeFi platform allowing users to earn interest on their crypto holdings.
  • Launched in 2021, it employs market-neutral strategies for stability.
  • Users can receive up to 11% APY (Annual Percentage Yield) on stablecoins and up to 7% APY on Bitcoin.
  • Instant fee-less crypto swaps and access to crypto-structured products through Yield Pro.
  • Yield Convert feature for asset swapping and Buy Crypto feature for easy purchases.
  • YLD token unlocks rewards and boosts returns. Six supported cryptocurrencies, including Bitcoin, Ethereum, and Tether.
  • Yield Bitcoin Fund offers up to 12% APY on BTC investments.
  • If you participate in the referral program, your rewards are up to 1,000 YLD. Membership tiers with tier bonuses based on YLD holdings.
  • Mobile app with security features and easy management.
  • Comprehensive customer support with FAQ and direct request options. 

What is Yield App?

Yield App, a DeFi platform, enables users to earn interest in cryptocurrency holdings. Established in 2021, the platform successfully navigated the crypto market challenges in 2022 by employing market-neutral strategies that do not involve lending customer funds. 

With Yield App, users can earn attractive annual percentage yields (APY) of up to 11% on stablecoins and up to 7% on Bitcoin. Additionally, the platform allows for instant fee-less cryptocurrency swaps.

Moreover, Yield App offers a feature called Yield Pro, which offers crypto-structured products for investors to speculate on the crypto market’s direction. Users can use a simulator app to try out Yield Pro with no risk.

Yield App Features

  • Yield Convert allows users to swap between supported assets, initially designed for YLD loyalty & rewards but expanded in Yield App V2.
  • Users must complete KYC level 2 and have available funds (not invested) to use the Yield Convert feature, with a daily limit of $5,000 in V2.
  • Buy Crypto on Yield App enables users to purchase crypto and stablecoins using credit cards, bank accounts, or Apple/Google Pay, with assets transferred directly to their Yield App wallet.
  • KYC level 2 completion is necessary to use the “Buy Crypto” feature, and transactions over $50,000 require a separate channel.
  • The YLD token is a utility token, unlocking daily rewards and boosting returns (APY) through different acquisition methods.
  • Users can invest in crypto-structured products using Yield Pro. Although common in TradFi, structured products have yet to be widely used in digital assets. 
  • YLD tokens can be earned through investments and rewards, traded on exchanges like Uniswap and Bithumb Global, or obtained through the platform’s “Convert” feature and “Convert FIAT Currencies” option. 

Yield Pros and Cons 

Pros Cons 
Earn stablecoins at an APY of up to 11%.Maximum yield rates demand a one-year lock-up.
Never uses dangerous lending techniquesInaccessible in the US
Instant deposits from fiat to bitcoinTo access higher yield rates, you must bet $YLD
No-fee cryptocurrency trading

Yield Supported Cryptocurrencies 

At present, Yield App allows users to swap and earn from a selection of six cryptocurrencies:

1. Bitcoin

2. Ethereum

3. Tether

4. USD Coin

5. DAI

6. True USD

Yield App Review - Earn Up To 12% Interest On Crypto?
Yield Supported Cryptocurrencies 

Yield App Bitcoin Fund 

  • Yield App launched its Bitcoin Portfolio in July 2021, allowing users to earn up to 12% APY on their Bitcoin investments.
  • The initial subscription was limited and highly sought after, with 50% of the fund’s capacity filled within the first 24 hours.
  • Initially, the Yield Bitcoin Portfolio was accessible to Tier 5 or Platinum users (holding 20,000+ YLD tokens) for 72 hours, during which they invested 427 BTC. It later opened to all remaining users for 24 hours to fill the remaining 73 BTC.
  • Yield App has reopened the Bitcoin Portfolio to all users, even those with existing holdings, with a minimum deposit of 0.03 unwrapped BTC.
  • Once users deposit their BTC assets, the deployment is automatic, and the Yield App Bitcoin Portfolio will transition to Version 2 of the platform. Users will also move to their new V2 Tier levels based on the YLD tokens they hold.
  • Earning the highest APY of 12% is possible purely in YLD, while opting to receive APY in Bitcoin allows users to make up to 10% (7% BTC + 3% YLD).

Yield Fees

Yield App does not charge fees for exchanging fiat and cryptocurrencies or using its yield products.

Additionally, there are no deposit fees at Yield App. The yield app withdrawals fees are charged with the following amounts:

Yield Fees
Yield Fees

For users staking a minimum of 20,000 $YLD, three crypto withdrawals and one fiat withdrawal per month are offered free.

Yield Referral Program 

You can earn between 100 YLD and 1,000 YLD through Yield’s referral program by utilizing the provided Yield Referral Link. To qualify for this reward, follow these simple steps:

  1. Sign up for Yield App using the exclusively provided Yield Referral Link.
  2. Achieve Silver Tier Membership by staking or locking a minimum of 1,000 YLD tokens and maintaining this status for 30 days.
  3. Invest an amount up to a minimum of $1,000 into any Yield App portfolio and keep it deployed for 30 days.
  4. After 30 days, you will receive a reward ranging from 100 YLD to 1,000 YLD.

What sets Yield’s referral program apart is that you can take as much time as you need to become a Silver Tier member and deploy your $1,000. Once you achieve Silver Tier and invest $1,000, the 30-day countdown for the reward begins. Additionally, the $1,000 can be divided across various assets on the Yield App platform.

Yield App Review - Earn Up To 12% Interest On Crypto?

Yield App User Experience

  • Yield App is accessible through web browsers and iOS and Android devices, ensuring easy access for users. 
  • Its user-friendly interface makes navigation straightforward. 
  • With just 2-3 taps, users can effortlessly deposit or withdraw funds and begin earning automatically. 
  • Monitoring account balances and interest rewards is convenient through the Yield App dashboard. 
  • Additionally, a swap page allows users to convert between fiat and cryptocurrencies swiftly, completing the process in seconds.

Customer Support at Yield App

  • Yield App provides ample assistance and support options for its users.
  • In their help center, you can access a comprehensive FAQ section with categories to search or browse for solutions. 
  • You can “submit a request” directly through their website if you cannot find your answer. 
  • Moreover, you can find links to their social media accounts conveniently located at the top of their homepage.
  • Users who bet at least 20,000 $YLD can also communicate live through chat.

Yield app Membership Tiers 

Yield App offers varying rewards on crypto deposits based on the number of YLD tokens in your wallet, the chosen payout method, and the type of cryptocurrency being deposited.

 To further enhance rewards, Yield has introduced tier bonuses for investors who stake or lock their YLD tokens:

  • Bronze Members: Users with 0-999 YLD do not receive a tier bonus but can receive up to 5% APY in YLD tokens.
  • Silver Members: Users with 1000 to 9,999 YLD can earn an extra 1% (if they stake YLD) and potentially earn up to 7% APY when paid out in YLD tokens.
  • Gold Members: Users with 10,000 to 19,999 YLD can earn an extra 2% (if they stake YLD) and have the opportunity to get up to 9% APY in YLD tokens.
  • Diamond Members: Users with 20,000 YLD or more can earn an extra 2% (if they stake YLD) and enjoy the highest available rates at 12% APY on their deposits.

Yield App: Mobile App

  • In June 2022, the Yield Mobile App was launched and can be downloaded from both Google Play (for Android) and the AppStore (for iOS), providing a more straightforward approach. 
  • The Yield Mobile app offers all the same features as the web platform, ensuring a seamless user experience. 
  • Additionally, it allows integration with your phone’s security features, such as Face ID technology or fingerprint, for added protection. 
  • To enhance security further, the app includes features like limiting the number of daily withdrawals and an automatic log-out function.


Yield App is a robust and secure DeFi platform with attractive features for crypto enthusiasts. Though limited to US residents and higher yield requirements, its benefits make it a strong contender in the cryptocurrency market. As Yield App evolves and expands, it remains an excellent choice for optimizing crypto holdings and earnings.

Frequently Asked Questions 

Is the Yield App available in the US?

The availability of the Yield App is not extended to US residents; however, it is accessible in over 140 countries globally. 

Is yield app safe?

Yield App stands out as one of the most secure cryptocurrency platforms on the market. It has proven its resilience even during the crypto market downturn. The platform prioritizes safety by avoiding risky and unsecured lending practices, ensuring that customers’ assets are never lent out.

How to get started with Yield app?

  1. Sign Up for your account.
  2. Verify Your Identity
  3. Fund Your Account
  4. Strengthen Account Security
  5. Choose a Product and Start Earning Interest

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